Payment Policy

Effective Date: January 14, 2025

Address: 746 E Main St, Headland, Alabama, United States

Phone Number: (662) 231-8231

Email: info@camerazavo.com

Website: camerazavo.com

This Payment Policy outlines the accepted methods of payment, payment procedures, and related terms and conditions when purchasing products from Camerazavo (“we,” “us,” or “our”) through our website camerazavo.com and other sales channels. By placing an order with us, you (“customer,” “you,” or “buyer”) agree to the terms of this Payment Policy. This policy is intended to complement our Terms and Conditions and Sales Policy.

1. Accepted Payment Methods

We accept a variety of payment methods to provide our customers with flexibility and convenience. Currently, we accept the following forms of payment:

  • Credit Cards: We accept major credit cards, including Visa, MasterCard, American Express, and Discover.

  • Debit Cards: We accept debit cards that are affiliated with major credit card networks.

  • Electronic Payment Gateways: We may accept payments through popular online payment platforms such as PayPal, Stripe, or other similar services. Please refer to the checkout page for the most current list of payment options.

  • Other Methods: From time to time, we may introduce additional payment methods. Any such changes will be reflected on our website and communicated to customers.

2. Payment Processing

  • Payment at Checkout: Payment is required at the time of purchase. Orders will not be processed until payment is successfully authorized and received.

  • Secure Payment Processing: We use secure payment processors to handle all transactions. These processors employ industry-standard encryption technology to protect your sensitive payment information. We do not store your credit card information on our servers.

  • Authorization: By providing payment information, you authorize us or our payment processor to charge the total amount of your order, including all applicable taxes and shipping fees.

  • Billing Information Accuracy: You are responsible for ensuring that the billing information you provide is accurate, complete, and up-to-date. Inaccurate billing information may lead to delays in processing your order or order cancellation.

  • Payment Confirmation: Once your payment is successfully processed, you will receive an email confirmation indicating that your order is being processed. Please note that this confirmation does not constitute acceptance of your order, but rather a confirmation that payment has been received.

  • International Transactions: For international transactions, your bank or credit card issuer may charge additional fees for currency conversion and international transactions. These fees are your responsibility and are not included in the price displayed on our website.

3. Pricing and Currency

  • Currency: All prices displayed on our website are in United States Dollars (USD).

  • Pricing Errors: We make every effort to ensure that the pricing information displayed on our website is accurate. However, errors can occur. In the event of a pricing error, we reserve the right to cancel an order even after confirmation and to issue a full refund to the customer.

  • Taxes: Sales tax will be charged on all applicable orders, based on the shipping address and local tax laws. The amount of sales tax will be displayed during the checkout process.

4. Failed Payments

  • Payment Decline: If your payment method is declined, your order will not be processed. You will be notified of the decline and may need to use a different payment method or contact your bank or credit card issuer to resolve the issue.

  • Failed Payment Attempts: We may attempt to process your payment again after a failed attempt. If payment cannot be processed after multiple attempts, we reserve the right to cancel your order.

  • Chargebacks: If you initiate a chargeback with your credit card issuer without valid reason, we may take action to dispute the chargeback and may deny future transactions.

5. Refunds

  • Refund Eligibility: Refunds will be issued only in accordance with our Return Policy. Please refer to our Return Policy for detailed information on eligibility and the returns process.

  • Refund Method: Refunds will be processed using the original payment method used for the purchase, or at our discretion, as store credit.

  • Refund Processing Time: Once we receive your returned item and it is approved for a refund, we will process your refund within 7-10 business days. Processing times may vary depending on your payment method and bank.

  • Partial Refunds: In certain situations, we may issue partial refunds, particularly for items that are returned with missing components or are not in their original condition.

6. Gift Certificates and Store Credit

  • Gift Certificates: We may offer gift certificates for purchase, which can be redeemed for products on our website. Gift certificate purchases are not subject to sales tax at purchase.

  • Store Credit: Store credit may be issued in certain circumstances, such as for returns or refunds. Store credit may not be exchanged for cash.

  • Terms of Use: Gift certificates and store credit may be subject to additional terms and conditions, which will be communicated at the time of purchase or issuance.

7. Promotional Codes and Discounts

  • Redemption: Promotional codes and discounts must be entered during the checkout process in order to be applied to your order.

  • Terms of Use: Promotional codes and discounts may be subject to specific terms and conditions, including expiration dates, eligibility requirements, and product exclusions.

  • Limitations: Promotional codes and discounts may not be combined with other offers, unless explicitly stated.

8. Payment Security

  • Data Protection: We are committed to protecting your payment information. We use secure payment processors and encryption technology to protect your sensitive financial information.

  • No Storage: We do not store your credit card information on our servers.

  • Breach Notification: In the unlikely event of a security breach, we will notify affected customers as soon as reasonably possible.

9. Policy Changes

We reserve the right to modify this Payment Policy at any time. Any updates will be posted on our website with a revised effective date. We encourage you to review this Payment Policy periodically to stay informed about our payment procedures.

10. Contact Us

If you have any questions or concerns about our Payment Policy, please contact us at: